economic insecurity in the US

New Study Shows 52% of U.S. Households Can’t Afford the Cost of Living

EDITOR'S NOTES

The so-called “Land of the Free” is fast becoming the land of the financially shackled. A fresh report from the Urban Institute unveils a grim reality—more than half of American households can’t pay their bills and save money at the same time. Think about that for a moment. While the government pats itself on the back for economic “progress,” families are drowning under the weight of inflation, stagnant wages, and a rigged system that keeps them just one paycheck away from ruin. The new True Cost of Economic Security Line (TCES) exposes the cold, hard truth about what it really costs to survive in this modern dystopia.

It’s official—most Americans are struggling to make ends meet. According to a recent study, 52% of households in the U.S. fall below the True Cost of Economic Security Line (TCES), a new metric designed to reflect the real cost of living. This isn’t just about subsistence; this is about survival in a rigged economic system that bleeds you dry while feeding you lies.

The Urban Institute’s findings are bleak: three out of five children live in families that don’t have the resources to meet basic needs, save for emergencies, or even dream of a future. Half of two-parent households with two kids still fall below the TCES line. Single-parent families? Forget it—they’re virtually doomed to economic insecurity.

But here’s the kicker: this is happening while the establishment media and government churn out narratives about a "strong economy." Inflation has been eroding wages for years, but they still tell you to tighten your belt and tough it out. Meanwhile, the National True Cost of Living Coalition, the group behind this study, points out that traditional measures like the Official Poverty Measure (OPM) are little more than smoke and mirrors.

The OPM focuses on bare-minimum survival, ignoring the reality of skyrocketing costs for housing, healthcare, education, and everything else that makes modern life bearable. TCES pulls back the curtain to reveal what’s really going on: the American Dream isn’t just out of reach—it’s been repossessed.

A Tale of Two Economies

While Washington toasts to "progress," Americans are living paycheck to paycheck. Voters made their dissatisfaction clear in the recent election, but what changes? None. Politicians and bureaucrats have zero incentive to fix the game when they’re the ones dealing the cards.

Gregory Acs, vice president of income and benefits policy at the Urban Institute, admits as much. He claims TCES can help "policymakers" understand why families are struggling. Spoiler alert: they already know. Costs are spiraling out of control, and wages aren’t keeping up. But let’s be real—when has the government ever solved anything without making it worse?

The truth is, economic insecurity isn’t a bug of the system—it’s a feature. Whether it’s inflation, a housing crisis, or a broken healthcare system, every "problem" funnels more power and money to the elites while leaving the rest of us scrambling for scraps.

The Path Forward

The time for blind trust in broken systems is over. It’s up to you to take control of your financial future. Stop waiting for politicians to save you—they’re too busy saving themselves. Instead, educate yourself, question everything, and build a financial safety net they can’t touch.

Call to Action:
Take the first step toward protecting yourself and your family from economic collapse. Download Seven Steps to Protect Yourself from Bank Failure by Bill Brocius here. It’s free, it’s actionable, and it could make all the difference when the house of cards finally falls.

Derek Wolfe signing off—stay vigilant, stay free.