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The American Housing Collapse Has Begun: Why It’s Worse Than You Think

EDITOR'S NOTES

As the real estate market shudders under the weight of soaring mortgage rates and political malpractice, the American homeowner faces a storm no bailout will fix. The collapse isn’t coming — it’s already here. In this urgent dispatch, I break down the brutal facts the mainstream media is too cowardly to report. If you care about preserving your financial independence as the economy fractures, I strongly encourage you to download Bill Brocius’ essential guide, “7 Steps to Protect Your Account from Bank Failure,” and join Bill’s Inner Circle for real-time strategies to defend your wealth.

There’s no easy way to say it: the American housing market is breaking apart.

March 2025 home sales have officially collapsed to their lowest level for any March since the depths of the Great Recession in 2009. Back then, the financial system was on life support. Today, the system is rotting from the inside out — and the vultures are circling.

While politicians and central bankers point fingers, the reality is simple: the number of unsold homes is exploding, inventory is piling up, and a devastating downward pressure on prices is now inevitable. This didn’t start yesterday. It didn’t even start under Trump. It accelerated under Joe Biden’s catastrophic economic policies, and the numbers prove it.

In 2024, existing-home sales collapsed to their lowest level in nearly 30 years — just 4.06 million units. For context, in 1995, the U.S. population was 266 million. Today, it’s 340 million. So on a per capita basis, the collapse in 2024 was even worse than in 1995. And now, 2025 is shaping up to be even bloodier.

The latest numbers are damning:

  • March 2025 sales fell 5.9% from February, plunging to 4.02 million units.
  • That’s the slowest March since 2009.
  • Listings surged nearly 20% year-over-year.

Florida — once the shining star of real estate hype — is now leading the way into the abyss. Home listings there hit an all-time record, jumping 23% year-over-year, driven by collapsing demand, rising insurance costs, and natural disasters. When you have ballooning supply and disappearing demand, prices don’t correct — they crater.

Already, condo prices are imploding across the country. In markets like Austin, Tampa, and parts of California, the speculative frenzy that drove prices up 60–80% in just three years is now violently unwinding. In Austin, homebuyers who bought at the peak are now 22% underwater. And the pain is just getting started.

Some pin their hopes on a Federal Reserve rate cut to halt the bleeding. They may get their wish — not because the Fed wants to help homeowners, but because economic conditions are deteriorating so badly that they’ll have no choice. But here’s the rub: even a rate cut might not save this market in time.

Meanwhile, ordinary Americans — especially the younger generation — are getting crushed. A recent Harvard survey revealed that two in five adults under 30 are barely scraping by financially. Women, minorities, and those without college degrees are suffering the most. Bidenomics has gutted the middle class, and now the collapse is bleeding into every corner of the economy.

Case in point: this week, Jack in the Box announced the closure of 150 to 200 underperforming restaurants, a grim sign that even cheap fast food isn’t immune to the squeeze.

I warned from the start: the Fed’s reckless rate hikes would gut the housing market. That prophecy has now come true. March 2025 is officially the worst March since the Great Recession. And unless Washington and Wall Street reverse course immediately, this collapse will not stop with housing — it will spread like wildfire.

You need to act now.

And if you’re serious about surviving the next phase of this financial collapse, subscribe to Bill’s Inner Circle for just $19.95 — and gain access to the best hard-hitting financial intelligence available anywhere.