America affordability crisis causes

They Broke the System to Own You: The Real Cause of America’s Affordability Crisis

EDITOR'S NOTES

Shoutout to Connor O’Keeffe at Mises Wire for slicing through the noise and exposing how the affordability crisis isn’t a bug in the system—it is the system. His piece lays out how government, banks, and corporate parasites work hand-in-hand to rig every major sector—housing, energy, education, healthcare, and even food—into a trap of dependency and rising costs. This isn’t incompetence; it’s engineered control, all built on a rigged fiat monetary system that bleeds you dry while they print and profit.

Let’s dig in.

How They Engineered the Crisis

1. Housing: Legalized Scarcity by Design

The housing crisis isn't some market failure—it’s a government-manufactured shortage. Zoning laws, permitting regimes, and “green” regulations lock down land and choke off new construction. They restrict supply, drive up prices, and then offer state “solutions” like housing subsidies, which only inflate demand further. It’s a feedback loop that keeps you on the rent treadmill while developers with political ties rake it in.

Bottom Line: The state created the housing bubble, and now it profits from your pain.

2. Energy: Regulated to Keep You Poor

Want cheaper gas, electricity, and food? Then you need abundant, decentralized energy. But the government won’t allow it. Instead, it layers on restrictions, subsidies for politically correct energy, and carbon schemes designed to funnel money into corporate hands while keeping you dependent on fragile, centralized grids.

Bottom Line: They’re not saving the planet—they’re weaponizing energy to control you.

3. Education: A Degree in Debt Slavery

The college loan scam is one of the state’s slickest rackets. Government-backed loans created a fake demand boom that universities gladly exploited. Tuition skyrocketed. Now young Americans are shackled with nearly $2 trillion in unpayable debt, chasing useless degrees in a rigged job market.

Bottom Line: They sold you the “American Dream” and delivered a debt trap.

4. Healthcare: Monopoly Medicine and Crony Care

The government didn’t just ruin healthcare—they cartelized it. From the AMA’s monopoly on medical licensing to the FDA’s drug protection racket to Medicare and Medicaid inflating demand, every part of the system is designed to raise prices and limit options. Add in food policies that push toxic, subsidized processed slop, and you’ve got a perfect storm of sickness and dependency.

Bottom Line: The health crisis is profitable. That’s why they’ll never fix it.

5. The Root of It All: Fiat Money and the Fed

At the core of every one of these crises is the Federal Reserve and its policy of endless inflation. When the state prints money out of thin air, it steals from you in real time—devaluing your savings, destroying your purchasing power, and enabling the very programs that created this mess. A 2% inflation target isn’t a bug—it’s institutionalized theft.

Bottom Line: As long as the dollar is fake, your life will keep getting more expensive.

Final Word:
This isn’t mismanagement. It’s management by design. A centrally controlled system where every crisis enriches the ruling class and weakens your independence. The affordability crisis is the symptom. The disease is central planning, fiat currency, and crony capitalism.

If you want out—if you want to survive what’s coming—you’ve got to start building outside their system.

Download Bill Brocius’ ‘Seven Steps to Protect Yourself from Bank Failure’ now.

Cut the cord. Exit the fiat matrix. Stay free.