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Your Bank Account Is Under Attack: Seniors Targeted by Ruthless Card Scam—Here’s How to Protect Yourself

EDITOR'S NOTES

A new wave of bank fraud is targeting the most vulnerable—our seniors. Criminals are draining retirement accounts by stealing debit cards and PINs under the guise of a trusted banker. Here’s what you need to know and how to shield your money before it’s too late.

Financial scams are nothing new, but this latest attack is hitting closer to home—and harder than ever. In a chilling warning last week, Suffolk County Executive Ed Romaine revealed a new scheme that’s specifically designed to rob seniors of every last penny in their bank accounts.

The Scam That Hits Where It Hurts

Con artists are calling elderly residents on Long Island, pretending to be from their bank. Using a terrifying tactic, they say:

“Your bank account is under attack. Your cards don’t work anymore.”

Imagine the panic this triggers in someone who’s worked a lifetime to save up. These scammers aren’t stopping there. They’re offering to “help” by coming to collect the bank cards themselves—right at the victim’s doorstep.

Once the criminals get their hands on the cards and PINs, they’re draining those accounts at ATMs faster than the victims can say “fraud.”

The True Cost of This Scam

This isn’t about a few stolen dollars—it’s about retirees losing their entire financial safety net in a matter of hours. These seniors thought they were talking to a trusted banker—someone who was going to fix a problem. Instead, they were handing over their lifeline.

Why This Scam Is So Effective

These scammers are using every dirty trick in the book:

Spoofed phone numbers to look like real bank calls
Urgency and fear to rush victims into giving up their cards
Smooth talk to make themselves sound like legitimate bank employees

It’s a perfect storm for confusion—especially for seniors who may not be as tech-savvy.

Police Urge Extreme Caution

The Suffolk County Police Department is sounding the alarm:
🚨 Don’t answer calls from unknown numbers—even if they look real.
🚨 Never share your PIN or card—no bank employee will ever come to your home to pick it up.
🚨 Verify everything—if someone claims your account is compromised, hang up and call the number on the back of your card directly.

Why Physical Assets Like Gold and Silver Are Immune to These Scams

Scammers and cybercriminals can’t drain a safe full of silver coins with a phone call. They can’t log in to your gold bars and move them into their pockets overnight. Physical assets like gold and silver are immune to the digital theft that plagues bank accounts every day.

That’s why it’s crucial to allocate a portion of wealth to gold and silver. They can’t be hacked, skimmed, or phished away. They’re real, tangible, and yours to keep—no matter how sophisticated the scammers get.

Gold and silver aren’t just pretty metals—they’re insurance against a system that can be manipulated, scammed, and stolen from at the push of a button.

A Personal Plea to Protect Your Family

This scam is a chilling reminder that banks, no matter how secure they claim to be, aren’t going to save your money when a scammer is at your door. Gold and silver have no PINs to steal. They’re yours, no matter what. In a world where fraudsters can steal digital dollars in a heartbeat, physical wealth is still your best protection.

Take Action Now to Keep Your Savings Safe

Before it’s too late, take these steps:

Download Bill Brocius’ free eBook, ‘Seven Steps to Protect Yourself from Bank Failure.’ It’s packed with strategies to safeguard your money from both the government’s sticky fingers and con artists.
👉 Get your free eBook here

Subscribe to Dedollarize products to learn how to move a portion of your wealth into gold and silver—the only assets that criminals and governments can’t steal with a phone call.

Stay vigilant. Stay smart. And remember: physical wealth like gold and silver is the ultimate insurance against schemes like this—because your wealth should be yours alone.